For Loan Officers & Mortgage Brokers

Process Bank Statements 10x Faster for Loan Underwriting

Stop manually spreading bank statements. Automatically extract deposits, calculate income, and spot NSFs — from any bank, any format.

Start Processing StatementsSee How It Works
Trusted by 500+ loan officers
All major banks supported
GLBA compliant security

The Bank Statement Bottleneck

Manual statement spreading is killing your loan turnaround time

Manual Data Entry Errors

One typo in a deposit amount can throw off your entire income calculation. Manual spreading is error-prone and risky.

Self-Employed Borrower Nightmare

Calculating self-employed income from 24 months of bank statements takes hours. Multiply that by multiple accounts.

Every Bank, Different Format

Chase statements look different from Wells Fargo. Each requires learning a new layout. Generic tools fail on half of them.

How It Works

Three simple steps to convert your statements

1

Upload Borrower Statements

Batch upload 24 months of statements from any bank — mixing banks is fine.

2

Automatic Extraction

Deposits, withdrawals, running balances, and NSFs extracted with 100% accuracy.

3

Download & Analyze

Get clean Excel files ready for income calculation or import into your LOS.

Built for Mortgage Professionals

Specialized features for your specific needs

Deposit Extraction

Automatically identify and total deposits for income verification. Filter by deposit type or amount threshold.

NSF & Overdraft Detection

Instantly spot NSF fees and overdraft occurrences. Critical for borrower qualification assessment.

Multi-Account Support

Process checking, savings, and business accounts together. Calculate combined income across all sources.

Large Deposit Flagging

Automatically flag deposits over your threshold (e.g., $5,000) that may require sourcing letters.

Running Balance Verification

Confirm ending balances match and transactions reconcile — catch altered statements.

Any Bank, Any Format

Chase, Wells Fargo, local credit unions — we've processed statements from 3,000+ financial institutions.

Ready to save hours of manual work?

Start converting PDF bank statements to Excel with AI-powered accuracy in seconds.

Get Started Free

No credit card required

How Statement Desk Compares

See the difference between manual entry, generic tools, and Statement Desk

Time per 24 months

Manual2-4 hours
Generic Tool45-60 minutes
Statement DeskBest< 5 minutes

Accuracy

Manual85-90%
Generic Tool90-95%
Statement DeskBest99.9%

NSF Detection

ManualManual scan
Generic ToolNot available
Statement DeskBestAutomatic

Large Deposit Flags

ManualManual scan
Generic ToolNot available
Statement DeskBestAutomatic

Bank Coverage

ManualN/A
Generic ToolMajor banks only
Statement DeskBest3,000+ FIs

Frequently Asked Questions

Self-employed income verification often requires analyzing 12-24 months of bank statements to calculate average monthly deposits. We extract all deposits instantly, letting you apply your own filters (exclude transfers, focus on business income, etc.) in seconds instead of hours.
Yes. We verify that running balances reconcile correctly throughout the statement. If someone has edited amounts, the math won't add up — and we'll flag it. We also check for common PDF manipulation artifacts.
We export clean CSV and Excel files that can be imported into Encompass, Calyx, and most major loan origination systems. We're also working on direct integrations — contact us for early access.
Our OCR engine adapts to any statement format. We've successfully processed statements from over 3,000 different financial institutions including small credit unions and community banks.
Yes. We use bank-level encryption, never store your borrowers' data longer than necessary, and comply with GLBA requirements for handling non-public personal financial information.
No Credit Card Required

Close More Loans, Faster

Join 500+ loan officers who've cut their statement processing time by 90%.

Get Started Free

No credit card required • 3 free conversions

⭐4.9/5 rating
👥10,000+ users
🔒Bank-level security