Free PDF to Excel Converter for Bank Statements

Convert your PDF bank statement to Excel in 30 seconds. AI-powered accuracy, no credit card required.

10,000+ statements converted

95-98% accuracy

Bank-grade security

Drag & drop your PDF here

or click to browse

Accepts: PDF files only

Max size: 10MB

Free tier: 1 conversion remaining this month

No signup required for first conversion

AI-powered transaction extraction

Automatic categorization

Works with 200+ banks

Secure processing (deleted after 24 hours)

Download Excel or CSV format

How It Works

Converting your PDF bank statement to Excel is simple and fast. Our AI-powered system handles everything automatically in just three easy steps.

Upload Your PDF Statement

Drag & drop or click to browse

Accepts any bank's PDF statement

File size limit: 10MB

Secure SSL upload

AI Processes Your Statement

Advanced AI extracts transactions

Categorizes expenses automatically

Normalizes merchant names

Detects duplicates and anomalies

Processing time: 30 seconds average

Download Your Excel File

Formatted Excel with categories

CSV format also available

Ready for QuickBooks, Xero import

Includes transaction details, dates, amounts, categories

Why Use Our Free Converter?

Our AI-powered converter saves you hours of manual work while delivering superior accuracy compared to traditional methods and competitors.

vs Manual Copy-Paste

Save 2-3 hours

Automated extraction vs manual typing

95-98% accuracy

AI-powered vs human error-prone

Auto-categorization

No manual category tagging needed

vs Other Free Converters

AI-powered

Uses Claude AI vs basic OCR (60-70% accuracy)

Bank-specific

Optimized for 200+ banks vs generic PDF tools

More secure

Bank-grade encryption, auto-deletion

Better output

Formatted Excel with charts vs raw data

vs Paid Tools

Free tier

1 statement/month at no cost

No credit card

No payment info required to try

Same technology

Uses same AI as paid plans

No lock-in

Upgrade only if you need more

What You Get For Free

1 complete bank statement conversion per month

Full AI categorization and merchant normalization

Excel and CSV export

Email support

Access to free financial insights

Need more than 1 statement per month?

Upgrade to Professional for unlimited conversions, advanced analytics, and integrations.

Upgrade to Professional

No credit card required

Free vs Paid: When to Upgrade

Our free tier is perfect for occasional use. Upgrade to Professional or Enterprise when you need more conversions and advanced features.

Comparison of Statement Desk pricing tiers
Feature	Free Tier	Professional ($19/mo)Recommended	Enterprise
Statements per month	1	Unlimited	Custom
AI Categorization	✓	✓	✓
Merchant Normalization	✓	✓	✓
Excel/CSV Export	✓	✓	✓
Cash Flow Forecasting	✗	✓	✓
Budget Recommendations	✗	✓	✓
Financial Chat	✗	✓	✓
Anomaly Detection	Basic	Advanced	Advanced
QuickBooks Integration	✗	✓	✓
Xero Integration	✗	✓	✓
API Access	✗	✗	✓
Priority Support	✗	✓	✓
Batch Processing	✗	✓	✓
Custom Workflows	✗	✗	✓

When to Stay on Free

You only process 1 statement per month
Personal use / single account
Occasional conversions
Testing the tool before committing

When to Upgrade to Professional

Recommended

You process 2+ statements per month (ROI positive)
Small business with multiple bank accounts
Freelancers/contractors with business expenses
Need cash flow forecasting and budget advice
Want QuickBooks/Xero integration
Accountants with multiple clients

When to Upgrade to Enterprise

50+ statements per month
Accounting firms with many clients
Need API access for custom integrations
Require custom workflows or features
Want dedicated support and training

ROI Calculator: Professional Plan

If you process 5 statements/month:

Professional plan cost:$19/month

Time saved (5 statements × 2.5 hours):12.5 hours/month

Value of time saved (@$25/hr):$312.50

Net savings per month:$293.50

Annual ROI:$3,522/year

Start Free Trial or Upgrade to Professional

Try 1 statement free, or upgrade now for unlimited conversions and advanced features. 30-day money-back guarantee.

View Pricing Plans

No credit card required • 3 free conversions

⭐4.9/5 rating

👥10,000+ users

🔒Bank-level security

Common Use Cases

Our free PDF to Excel converter is trusted by individuals, businesses, and professionals across diverse industries for various financial management needs.

Personal Finance

Track spending and manage your personal budget

Monthly budget tracking
Tax preparation (export to accountant)
Expense reimbursement claims
Financial planning and analysis
Comparing bank offers

Small Business

Streamline bookkeeping and financial management

Monthly bookkeeping
QuickBooks/Xero import
Cash flow monitoring
Expense tracking by category
Vendor payment reconciliation

Freelancers & Contractors

Separate business from personal expenses

Business expense tracking
Separating personal vs business
Quarterly tax prep
Client billing and invoicing
Mileage and expense reports

Accountants & Bookkeepers

Serve multiple clients efficiently

Client statement processing
Multi-client reconciliation
Tax season prep
Financial report generation
Audit trail documentation

Real Estate Investors

Track rental income and property expenses

Rental income tracking
Property expense management
Multi-property cash flow
Tax deduction documentation
Investor reporting

Students & Researchers

Manage academic and research budgets

Academic expense tracking
Grant fund management
Research expense documentation
Budget compliance reporting

Security & Privacy

Your financial data security is our top priority. We employ bank-grade encryption and strict privacy protocols to keep your information safe.

Encryption

Bank-grade AES-256 encryption
SSL/TLS for all transfers
Secure cloud infrastructure

Privacy

Files auto-deleted after 24 hours
No human review of your data
Never sold or shared with third parties
GDPR compliant

Compliance

SOC 2 Type II (in progress)
PCI DSS compliant infrastructure
Regular security audits
Penetration testing

Data Handling

Uploaded PDFs: Processed and deleted within 24 hours
Converted files: Available for download 24 hours, then deleted
No permanent storage of financial data
Optional: Save to your account (requires login)

What We Don't Do

Store your statements long-term

Share data with third parties

Use your data for marketing

Sell your financial information

10,000+ users trust Statement Desk with their financial data

Frequently Asked Questions

Yes, completely free for 1 statement per month. No credit card required, no hidden fees, no trial period that expires. You get full access to our AI-powered conversion technology at no cost for one statement every month.

We accept PDF files from any bank. We can process both digital PDFs (created directly from banking systems) and scanned/image-based PDFs using our advanced OCR technology. Maximum file size is 10MB for the free tier.

95-98% accuracy on digital PDFs, 90-95% on scanned PDFs in our testing. We use the same AI technology (Claude AI) as our paid plans - we don't limit accuracy on the free tier. The only difference is the number of conversions allowed per month.

The free tier includes 1 statement per month. For unlimited conversions, upgrade to our Professional plan at $19/month. If you process 2 or more statements monthly, the Professional plan pays for itself through time savings.

Our AI works with 200+ banks including Chase, Bank of America, Wells Fargo, Citi, Capital One, US Bank, PNC, TD Bank, and many more. If your bank issues PDF statements, we can process them. Our AI adapts to different bank formats automatically.

Average 30 seconds per statement. Complex multi-page statements with hundreds of transactions may take up to 90 seconds. You'll see real-time progress as your statement is uploaded, processed by our AI, and prepared for download.

Yes! Our AI includes advanced OCR (Optical Character Recognition) to extract data from scanned or image-based PDFs. Accuracy is typically 95%+ on clear scans. For best results, ensure your scanned PDFs are high quality and text is legible.

Absolutely. We use bank-grade AES-256 encryption, SSL/TLS for all data transfers, and process everything on secure cloud infrastructure. All files are automatically deleted within 24 hours. We never store, share, or sell your financial information. We're GDPR compliant and working toward SOC 2 Type II certification.

We provide both .xlsx (Excel) and .csv formats. Files include: Date, Description, Amount, Category, Balance, and more. The Excel files are formatted with filters, headers, and are ready for pivot tables. They're also compatible with QuickBooks, Xero, and other accounting software.

Yes! The free tier works for both personal and business bank statements. For businesses with multiple accounts or accountants serving multiple clients, consider our Professional plan ($19/mo) for unlimited conversions, or Enterprise plan for API access and custom workflows.

Ready for More?

Upgrade to Professional for unlimited conversions and advanced AI insights

Professional Plan: $19/month

Unlimited statement conversions

Advanced AI insights (cash flow forecasting, budget recommendations)

QuickBooks & Xero integration

Financial chat assistant

Priority email support

Batch processing

30-day money-back guarantee

What Customers Say

"I went from spending 3 hours on bookkeeping to 15 minutes. The AI categorization is scary accurate!"
- Sarah K., Small Business Owner

"Free tier let me test it risk-free. Upgraded immediately after seeing the accuracy."
- Mike T., Freelance Consultant

"Saves my accounting firm 20+ hours per month across all clients. Best $19 we spend."
- Jennifer L., CPA

Related Resources

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Start Converting Bank Statements with AI

Join thousands of professionals who trust Statement Desk to transform their PDF bank statements into organized Excel files in seconds.

Try Free Converter View Pricing

No credit card required • 3 free conversions • Cancel anytime

⚡

Lightning Fast

Convert statements in under 30 seconds

🎯

95-98% Accuracy in Testing

AI-powered extraction with exceptional precision

🔒

Bank-Level Security

Your data is encrypted and never stored

⭐⭐⭐⭐⭐4.9/5 from 10,000+ users

✓200+ supported banks

✓24/7 customer support